owe

/oʊ/

be obliged to pay or repay

Chinese meaning: 欠（债等）；归功于

He still owes the bank a large amount of money for his mortgage.

他仍然欠银行一大笔抵押贷款。

We owe our success to the hard work of the entire team.

我们把成功归功于整个团队的辛勤工作。